ASSUMABLE FHA MORTGAGE AT 3.25%! Qualified buyer may be able to assume the seller's existing FHA mortgage, with an approximate balance of $143,000 at a 3.25% fixed rate, subject to lender approval and FHA requirements. At the $275,000 asking price, buyer would need to fund the remaining approximately $132,000 plus closing costs through cash and/or other financing permitted by the lenders. Compared with financing that same $143,000 at current rates, principal-and-interest savings could be roughly $250/month. The loan originated in 2020 and is expected to have about 24 years remaining. Assumption terms, balance and remaining term subject to lender verification. Make yourself at home in this exceptional Mill Creek residence. Built in 2003 and thoughtfully updated, the home combines modern construction with comfortable everyday living. The first floor offers a spacious living room with fireplace, formal dining area, kitchen with granite countertops, stainless steel appliances and breakfast nook, plus convenient first-floor laundry. Upstairs, the expansive primary suite includes a spacious en-suite bath, walk-in closet and room for a sitting area or home office. Two additional generous bedrooms and a second full bath complete the upper level. The finished lower level provides additional family or recreation space, while the unfinished area offers abundant storage. Outside, enjoy a large deck overlooking a fully fenced backyard. The Mill Creek HOA maintains the community pool, clubhouse, landscaped entry and shared green spaces. Residents enjoy direct access to the Cleveland Metroparks trail system and scenic Mill Creek Falls, along with sidewalks, front porches and a strong sense of community. Minutes from downtown, University Circle, Cleveland Clinic, University Hospitals, the VA, airport, I-77 and I-480. Mill Creek offers newer homes, walkable streets, abundant green space, community amenities and exceptional value in the city.